Required disclosures.

IABS Form

Before working with a real estate broker, you should know that the duties of a broker depend on whom the broker represents. If you are a prospective seller or landlord (owner) or a prospective buyer or tenant (buyer), you should know that the broker who lists the property for sale or lease is the owner's agent. A broker who acts as a subagent represents the owner in cooperation with the listing broker. A broker who acts as a buyer's agent represents the buyer. A broker may act as an intermediary between the parties if the parties consent in writing. A broker is obligated to negotiate the best terms and conditions for the party the broker represents.

Types of representation

• Seller's agent. The broker represents the seller or landlord and owes fiduciary duties of loyalty, obedience, disclosure, confidentiality, reasonable care, and accounting.
• Buyer's agent. The broker represents the buyer or tenant and owes the same fiduciary duties to the buyer.
• Intermediary. A broker may act between the parties if both consent in writing under the Texas Real Estate License Act. An intermediary must treat all parties honestly and fairly and must not disclose confidential information that benefits one party over another.

Role of Mo technology

Mo is a technology platform that assists licensed real estate agents in matching buyer preferences with available properties. Mo does not itself provide brokerage services, legal advice, or act as a real estate licensee. All brokerage services are provided by the licensed agents and brokers affiliated with Momentus Real Estate Group or your own brokerage.

Consumer Protection Notice

Texas law requires all real estate licensees to give the following information about brokerage services to prospective buyers, tenants, sellers, and landlords. If you have a question or complaint regarding a real estate licensee, you may contact TREC at:

Licensed brokerage

Brokerage

Momentus Real Estate Group

License type

Licensed Real Estate Brokerage, State of Texas

Designated broker

Maureen Cappallo, TREC #9014872

Individual agent license numbers are available on request from your assigned agent.

Momentus Real Estate Group and Mo are committed to compliance with all federal, state, and local fair housing laws. We do not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, or any other class protected by applicable law.

Mo's matching algorithms are designed to match properties based exclusively on stated buyer preferences, behavioral signals, and property characteristics. Our system includes built-in fair housing compliance filters that scan all generated content for potential violations and maintain an immutable audit log.

If you believe you have been discriminated against, you may file a complaint with:

• HUD · U.S. Department of Housing and Urban Development: 1-800-669-9777
• TREC · Texas Real Estate Commission: (512) 936-3000
• TWC · Texas Workforce Commission, Civil Rights Division: 1-888-452-4778

TRAIGA · Texas Responsible AI Governance Act

Mo uses artificial intelligence to assist licensed real estate agents. Texas's Responsible AI Governance Act took effect January 1, 2026. It sets the rules for how AI systems interact with Texas consumers.

What Mo's AI does

Mo uses a large language model in exactly one place: a research assistant that licensed agents use inside their dashboard. It is powered by Anthropic's Claude Haiku 4.5, it never speaks to consumers, and every question an agent asks and every answer it gives passes a Fair Housing scan that is logged either way.

Everything that reaches you as a consumer, including the emails, market analyses, and reports your agent shares, is assembled by deterministic software templates from MLS data and the information you provided. A template cannot invent a price, a statute, or a neighborhood claim. The agent is always the decision-maker. The AI assists. It does not represent buyers, sellers, or brokers. It does not provide legal advice.

What we disclose to you

Under TRAIGA §552.052, when you interact with an AI system in Texas you have the right to know it is AI. Every email Mo drafts for you with AI assistance is held for review by a licensed professional before it is sent, carries an AI-assisted disclosure when it goes out, and is set up so your reply goes to your licensed agent, not to software. Transactional invitations, like the link your agent sends to start your intake, use fixed templates with their own AI-platform disclosure and reply to your agent. The public intake pages state the same disclosure before you submit anything. Comparative market analyses are reviewed and delivered under designated-broker approval. If you ever wonder whether something came from a human or from AI, ask your agent. The honest answer is always available.

Your rights when AI is involved

You can ask for human-only handling at any time. If you would rather your agent run the search manually using the same MLS data, that option is always available. You can also request deletion of your buyer profile assessment and any AI-generated material at any time, under the rights described in our Privacy Notice.

Our AI sub-processor

Mo uses Anthropic, PBC as the AI sub-processor. Anthropic processes the data Mo sends through their API under a data-processing addendum. They do not train models on customer prompts or completions, and they do not retain data beyond what is required to deliver the response. The categories of data Mo sends are described in our Privacy Notice.

Enforcement and accountability

The Texas Attorney General enforces TRAIGA. Civil penalties range from $10,000 to $200,000 per violation, with additional daily penalties for continuing violations. Mo logs every Fair Housing scan in a compliance audit trail that is append-only at the database itself: once an entry is written, the database refuses to update or delete it. Each entry records what was generated, when, and whether the scan flagged it, pass or fail. The audit log is available to your brokerage for review and to regulators on request.

Texas Real Estate License Act (TRELA) §1101.652(b)(28) requires that any Broker Price Opinion or Comparative Market Analysis prepared on behalf of a Texas brokerage be reviewed and authorized by the designated broker before it is delivered to a consumer. Momentus Real Estate Group treats every CMA generated by Mo as a Broker Price Opinion for purposes of this rule.

Every CMA Mo prepares is persisted in an audit-locked record and routed to Maureen Cappallo (TREC license #620163) for review. The CMA is not shared with a seller until the designated broker has approved it. The seller-facing narrative the broker approves is captured side-by-side with the AI-generated original, so the audit trail shows exactly what was reviewed and what was delivered.

A CMA is an opinion of value supported by comparable sales data. It is not an appraisal. Appraisals may only be performed by a Texas-licensed appraiser under separate regulations.